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How does caravan insurance work and protect me?

Date Added: November 18, 2011 07:35:43 AM
Category: Insurance directory

How does caravan insurance work and protect me?

There are normally two types of caravans:
•    Static, which you don’t take on the road
•    Touring, which you tow with a car or a van

The risk is greater for those caravans classed as touring caravans. The touring type is very similar to a normal four wheel van and is subject to:

•    Accidents with other vehicles and people
•    Risk of third party claims
•    Risk of theft and fire
•    Risk from legal claims
•    Risk from its contents being stolen or set on fire

The premiums you will pay will depend upon:

•    Any previous claims
•    Any security devices fitted
•    Any tracking devices fitted
•    How often it is taken out for touring
•    Recovery of the caravan after an accident or damage
•    The age of the caravan
•    The age of the driver
•    Where it is stored or parked
•    Where you live
•    Whether the driver is a woman or a man

Adjust the excess to see if the premiums result in any additional savings.

Read the caravan insurance term and conditions carefully and store the documents in an easy to find place.
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