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How does courier insurance work and protect me?

Date Added: November 18, 2011 07:51:30 AM
Category: Insurance directory

How does courier insurance work and protect me?

Get the ultimate guide to cheaper courier insurance. Learn about cheaper courier insurance in 3 minutes flat. Cheaper courier insurance tips to save money. How can I get cheaper courier insurance?

Courier insurance is vital for the owner of the business to protect the driver and the contents of the van. The insurance cover is necessary for the single person courier business or the fleet of courier vans necessary to run a large organisation.

The courier insurance should essentially provide cover for:

•    Breakdown cover
•    Employer’s liability insurance
•    For any breakdowns
•    Legal expenses cover
•    Loss of business cover
•    No claims bonus loss protection
•    Public liability insurance
•    The vehicles
•    Their contents (goods in transit cover)
•    Travelling abroad cover

In the end your insurance broker will provide a few comparative quotations and their benefits. Study these quotations carefully and check other online companies for insurance.

Annual quotes should always be obtained instead of accepting the quotation received by the insurance provider at renewals time. If you spend an hour or two finding alternative quotations, this could save you money. Always try to obtain a minimum of three quotations to compare. Use online comparative insurance sites for a check on your quotations.

Adjust the excess to see if the premiums result in any additional savings.

Read the courier insurance term and conditions carefully and store the documents in an easy to find place.
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