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How does driver instruction business insurance work and protect me?

Date Added: November 18, 2011 08:03:53 AM
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Category: Insurance directory

How does driver instruction business insurance work and protect me?

Business insurance for driving instructors is important to ensure that the lesson or instruction is covered against things happening which is not his fault at all. Many unusual events can happen which are totally unpredictable. If you are a single man business you will need to be protected with the following insurance policies:

•    Breakdown insurance
•    Legal expenses insurance
•    Loss of business insurance
•    Public liability insurance
•    Third party insurance
•    Vehicle insurance (third party, fire and theft, comprehensive)

Leaner drivers are unpredictable and risks are present while on the road. If insurance is not taken up, you could face a lot of risk and financial losses. Driving instruction insurance policies need special treatment and need to cover additional options such as:

•    Replacement dual control vehicle, if the original vehicle is involved in some type of damage and needs a few days or weeks off road repairs
•    If the driving instructor has to drive other cars other than his own he will need special insurance to drive these cars.

If the driving instructor is working as an employee for a driving instruction company, the company will provide these insurances rather than the instructor. The instructor will be working as an employee and therefore will be protected. The driving instruction business will however need to have employer’s liability insurance and may be health insurance for the employees.

Adjust the excess to see if the premiums result in any additional savings.

Read the driver instruction business insurance term and conditions carefully and store the documents in an easy to find place.
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