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How does spectacle or eye glasses insurance work and protect me?

Date Added: November 18, 2011 09:45:39 AM
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How does spectacle or eye glasses insurance work and protect me?

If you didn’t know, there is insurance available for those occasions when your expensive prescription sunglasses or ordinary eye spectacles go a miss or are damaged by some unfortunate accident beyond your normal control. The eye glasses can be:

•    Crushed
•    Fall into a big hole
•    Fall into a river
•    Get broken by the children
•    Get run over

If any of the events occurs, the normal house contents policy may not cover these types of events. Glasses or spectacles can cost a lot of money and are not cheap to replace.

This is where insurance comes in handy and discuss your specialist insurance needs with your insurance broker. Also, check whether the premiums are reasonable and the conditions of the contract don’t have disadvantage clauses when you need to make a claim.

A cheaper second pair of eye glasses is always helpful to have, just in case the insurance company takes too loan to replace the glasses.
Adjust the excess to see if the premiums result in any additional savings.

Read the spectacle or eye glasses insurance term and conditions carefully and store the documents in an easy to find place.
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