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How does business goods transit insurance work and protect me?

Date Added: November 18, 2011 09:48:00 AM
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How does business goods transit insurance work and protect me?

Businesses are of many types but without goods they don’t have a way to make money by selling to customers. Goods have to be carried from one place to another, from the factory to the warehouse or the shop. Transport companies carry these goods long distances and there are many risks that could occur to the goods. Goods transport businesses in order to protect the customers goods will need to take up insurance in conjunction with their normal business insurance.

Your insurance broker should be consulted for the options available for goods in transport insurance, Businesses like:

•    Cars
•    HGVs
•    Vans

All of the above will require insurance for the goods they carry. Certain goods are valuable and others are dangerous to the environment. Your insurance broker should be able to take account of the goods being carried and their type in order to assess the value of the premiums to be charged. Ask your broker about a comprehensive policy to cover you for:

•    Breakdown insurance
•    Contents insurance
•    Employers liability insurance
•    Legal expenses insurance
•    Public liability insurance

Adjust the excess to see if the premiums result in any additional savings.

Read the business goods transit insurance term and conditions carefully and store the documents in an easy to find place.
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