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How does motor home insurance work and protect me?

Date Added: November 18, 2011 10:19:25 AM
Category: Insurance directory

How does motor home insurance work and protect me?

A motor home is a single vehicle which will be driven by the owner and the vehicle has typically a single unit. A caravan on the other hand is towed by the car and there are two vehicles involved which are insured either as a single unit or separately. In the same way as a car, your motor home must be covered for:

•    Accidental damage
•    Fire
•    Theft
•    Third party liabilities
•    Weather damage

It may be that your motor home is parked on the road, on the drive, in a garage or third party land, insurance will be necessary to protect your vehicle. Motor homes are expensive and any damage is costly. To minimum risk of loss have your motor home insured from a good insurance broker.

Obtain a few quotations and check the premiums, the policy terms and the excess. You could pay a slightly higher access to lower your premiums. Check the documents when they arrive and make sure that they are correct. If not, have them amended as soon as possible.
Adjust the excess to see if the premiums result in any additional savings.

Read the motor home insurance term and conditions carefully and store the documents in an easy to find place.
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