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How does tradesman’s insurance work and protect me?

Date Added: November 18, 2011 10:51:27 AM
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How does tradesman’s insurance work and protect me?

All businesses need to have one or many types of insurance and it does not matter whether you a single man enterprise or a large group company. Everyone has a trade and insurance is important to protect our livelihood. Insurance reduces our risk exposure so that we can carry out our trade with the minimum of claims which may destroy the business. A trade can be related to our skill, whether:

•    A bricklayer
•    A gardener
•    A plasterer
•    A plumber

The type of insurance required for a tradesman is like the insurance required for any small business, such as:

•    Breakdown insurance
•    Business interruption insurance
•    Contents insurance
•    Employer’s liability insurance
•    Gap insurance
•    Income protection insurance
•    Legal expenses insurance
•    Professional indemnity insurance
•    Public liability insurance
•    Third party liability insurance
•    Tools, car or van insurance

Adjust the excess to see if the premiums result in any additional savings.

Read the tradesman insurance term and conditions carefully and store the documents in an easy to find place.
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